Health Insurance and Employee Benefit Packaging
Coverage for your Company's unique needs!
About Us
Cesnick Insurance is your trusted partner in employee benefit package solutions for any size business. We specialize in providing comprehensive health, life, and supplemental insurance benefits that empower companies to prioritize the well-being and security of their employees. With our tailored coverage options and expert guidance, we strive to create a healthier, happier, and more secure workforce, ensuring peace of mind for both employers and employees alike. Explore our range of innovative and affordable insurance solutions and discover how we can help you protect what matters most – your team's health and future.
The KEY to a successful Benefits Package
We act as an extension of your Human Resources Department, recognizing that every business is unique and requires individualized strategies to develop a valuable and affordable benefits package. At Cesnick Insurance, we believe the keys to a great benefits package include:
• Competitive products: We offer competitive insurance products that deliver value and comprehensive coverage for your business and employees.
• Up-to-date enrollment platforms: Stay ahead with the latest enrollment platforms, ensuring a seamless and efficient enrollment experience.
• Benefit education services: Empower your employees with our comprehensive benefit education services, enabling them to make informed decisions about their coverage.
• Comprehensive Benefit Admin System: Streamline and simplify benefits administration with our comprehensive system, handling enrollment tracking, reporting, and record keeping.
• Superior customer service: Our dedicated team is committed to delivering exceptional customer service, providing support, guidance, and personalized attention to meet your needs.
Our Promise
At Cesnick Insurance, we understand that your employees are invaluable assets to your business. That's why we prioritize their well-being and aim to provide clarity and peace of mind when it comes to their insurance benefits.
We recognize that open enrollment can sometimes leave employees feeling confused and overwhelmed. That's where our dedicated team steps in to bridge the knowledge gap and ensure that your employees fully comprehend their benefits and how to utilize them effectively.
Our experienced enrollment teams are here to guide your employees every step of the way. We strive to create a comfortable and reassuring environment, putting your employees at ease throughout the enrollment process. By simplifying complex information and addressing any concerns or questions they may have, we make the entire experience stress-free and straightforward.
At Cesnick Insurance, we believe that informed employees are empowered employees. Let us take care of the details and provide the support your employees need, so they can focus on what matters most – their health, well-being, and professional success.
Maps to the Markets
Here at Cesnick Insurance, we are dedicated to staying at the forefront of the ever-evolving healthcare markets. Our commitment to continuous learning and industry expertise enables us to provide you with the most up-to-date information regarding available options and anticipated changes within your market.
We take pride in our ability to navigate the complex insurance landscape and offer you a diverse selection of plans, ensuring that your employees receive the coverage they deserve. Our experienced team will work closely with you to understand your unique needs, budget considerations, and preferences, enabling us to create a customized package that meets your requirements precisely.
No matter the size or dynamics of your company, the team at Cesnick Insurance is dedicated to delivering exceptional benefit solutions that enhance employee satisfaction, attract top talent, and promote a thriving work environment. Let us partner with you to find the perfect plans that ensure the well-being and security of your valued team members.
From Traditional plans to Level-Funded and Self-Funded options, we offer a comprehensive range of solutions to meet your unique requirements.
Custom, Comprehensive Benefit Administration System
At Cesnick Insurance, we strive to provide a customizable, comprehensive benefits administration system that simplifies processes, improves accuracy, and enhances the overall efficiency of your benefits management. Let us customize our system to fit your unique needs and revolutionize your benefits administration experience with capabilities such as:
- Digital link to benefits carriers and plan information
- Digital link to payroll
- Online employee enrollment and year round plan changes
- Automatic eligibility updates to carrier systems
- COBRA events and benefit enrollment tracking
- Digital access to benefit elections, past and present, to determine who had what coverage, and when
- Maintains history of changes made to member records, billing records, and coverage records
- Reporting includes various census, discrepancy, enrollment, and audit reports
- Digitally linked ticketing system for employees to report and resolve issues
Custom, Comprehensive Benefit Administration System
- Claims tracking
- Reduces or eliminates paperwork.
- Benefit plan bundling capabilities.
- Premium accounting and billing system.
- Stores company's benefit plan rules including eligibility restrictions, waiting periods, volume and age calculation frequencies, etc.
- Automates paperwork with custom pre-filled forms.
- Payroll deduction tracking and payroll reconciliation features.
- Reduces billing-errors, eliminating overpayment of premiums.
Need Coverage
Our comprehensive range of insurance plans ensures that we can accommodate the diverse requirements of companies across all scales. From startups and growing enterprises to established organizations, we have the knowledge and resources to tailor benefit solutions that align with your company's goals and employee demographics.
What We Cover
Large Group
We have solutions for large employers (100+) including traditional, Level Funded, and Self Funded plan options for these employers. We offer full benefit packages that include:
- Benefit Administration Site
- Enrollment Solutions
- Customized Plan Designs
- National Network Access
- Dependable Customer Service
Mid Size Groups
Groups in the mid size market (50-100 employees) can qualify for the same benefits as the large group employers or they can opt into smaller group coverages, customized for your exact needs.
Small Groups
Small groups are the employers that have one employee (or up to 50) and are interested in benefit packages. There are many carriers and plan options for groups this size. We can help you find and customize these plans.